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BusinessFinance

business finance solutions

Lexus Financial Services provides finance loans or leases for your business needs, tailored to suit your unique circumstances.

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business vehicle loan

A business vehicle loan offers a convenient way for GST registered businesses to finance a vehicle that is used predominantly for business purposes. This business vehicle loan gives you the security of knowing the vehicle is an asset of your business - even while you are paying it off.7

Lexus Financial Services also offers a fixed rate loan for personal use.

HOW DOES IT WORK?

Get in touch with your preferred Lexus Dealer

Decide on your loan payment details including your loan terms

Pay a deposit (or don’t), that’s your choice

Driveaway in your new or used Lexus or non-Lexus vehicle

BENEFITS

  • The security of a fixed interest rate
  • A choice of vehicle loan terms, ranging from 1-7 years and flexible payment options
  • By opting to include a final balloon payment, you can reduce monthly payments, freeing up business cash flow
  • Daily interest calculations on the outstanding principal balance, so any additional payments you make reduce the total interest payable
  • Extra costs can be included in the amount financed, including on-roads, stamp duty and roadside assistance
  • Opportunities for income tax deductions through depreciation and interest charges
 
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Lexus Ownership Solutions

Determined by Lexus Financial Services, the Guaranteed Future Value2 is the minimum value of your new Lexus at the end of your vehicle loan contract, subject to fair wear and tear and agreed kilometres being met.

At the end of your loan term, you have the option to replace, retain or return your vehicle.

If you're a sole trader, partnership or company looking to finance a vehicle used primarily for business use, the Lexus Ownership Solutions Business Vehicle Loan could suit your needs.

 

novated lease

A Novated Lease allows you to provide a possible incentive to employees, by including a vehicle of their choice as part of their salary package.8

Lexus Financial Services also offers a novated lease for personal use.

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HOW DOES IT WORK?

Get in touch with your preferred Lexus Dealer

The employee and the employer enter into an agreement with Lexus Financial Services

The employer pays the monthly vehicle rental from the employee's salary while the employee uses the vehicle

If the employee changes their employment during the term of the Novated Lease, payment obligations are transferred to the employee, removing the employer’s responsibilities

BENEFITS

  • Access to discounts on servicing and maintenance when vehicle running costs are managed by Lexus Financial Services
  • No residual risk, as the residual value obligations always remain with the employee
  • "Off the balance sheet" accounting for the employer
  • The ability to offer a more attractive employee salary package
  • Reduced admin time and costs in comparison to company vehicles
 

interested in next steps?

You may like to contact us, as our experts will be able to answer any questions and talk through your options.

This document summarises the main types of fees across all Lexus business vehicle loans.

Alternatively, you may like to read the frequently asked questions to learn more.

 
FINANCE CALCULATOR
For an indicative repayment amount please enter your postcode or suburb

VEHICLE DETAILS 1

Select model below to continueThis is vehicle detail imgThis is vehicle detail img
The price is based on exterior and interior.
For more detailed customisation use Build & Price.
Lexus Ownership SolutionsFixed Rate Loan
With a Lexus Ownership Solutions loan we’ll let you know the Guaranteed Future Value2 of your vehicle and you have the ability to replace, retain or return the vehicle at the end of your loan contract.
Deposit
A lump sum amount you can pay upfront to help reduce your regular payment.
Interest
Select a rate that suits you. Your final Lexus Personalised Rate will be calculated at your chosen dealer.
Deposit
A lump sum amount you can pay upfront to help reduce your regular payment.
Interest
Select a rate that suits you. Your final Lexus Personalised Rate will be calculated at your chosen dealer.
3
DRIVE AWAY
4
ESTIMATED REPAYMENT WITH LEXUS OWNERSHIP SOLUTIONS
GUARANTEED FUTURE VALUE2
Disclaimers
The information provided by the finance calculator is indicative only and is not a formal or binding quote. It is of a general nature which is based on the accuracy of information you have provided and does not take into account your personal needs and financial circumstances. Nothing on this website constitutes or should be considered to constitute legal, taxation or financial advice. Before making a decision about any of the products and services featured on this website, you should consult with your own independent legal, taxation and financial advisors, who can advise you about your personal circumstances. Conditions, fees and charges apply. Finance is available to approved applicants of Lexus Financial Services, a division of Toyota Finance Australia Limited ABN 48 002 435 181, AFSL and Australian Credit Licence 392536.
1.Vehicle image is indicative only. Non-premium paint without enhancement pack model shown. Calculator Pricing reflects your actual vehicle specifications and enhancement pack selection.
2.The Guaranteed Future Value (GFV) is the minimum value of your new or approved demonstrator Lexus at the end of your finance contract, as determined by Lexus Financial Services (LFS). If you decide to return your car to Lexus at the end of your term, LFS will pay you the agreed GFV, which will be put against your final payment subject to fair wear and tear conditions and agreed kilometres being met. The information provided is general in nature. You should seek your own financial advice to determine whether Lexus Ownership Solutions is appropriate for your individual circumstances. Terms, conditions, fees and charges apply. Lexus Ownership Solutions GFV products are available to approved customers of Lexus Financial Services, a division of Toyota Finance Australia Limited ABN 48 002 435 181, AFSL and Australian Credit Licence 392536.
3.Recommended driveaway price (RDP) shown is based on a vehicle with selected optional features or metallic/premium paint, garaged at the postcode entered, and includes 12 months registration, 12 months compulsory third party insurance (CTP), maximum dealer delivery charge and stamp duty. Please note actual driveaway price may differ based on your delivery location, applicable statutory charges/taxes, and CTP requirements etc. in your state/territory. Lexus Australia reserves the right to vary or discontinue the current interior and exterior colours, trims and colour/trim/model combinations. Colours and trims displayed are a guide only and may vary from actual colours due to display process. Speak to your Lexus dealer to confirm when ordering your vehicle.
4.The information provided by the finance calculator is indicative only and is not a formal or binding quote. It is of a general nature which is based on the accuracy of information you have provided and does not take into account your personal needs and financial circumstances. Nothing on this website constitutes or should be considered to constitute legal, taxation or financial advice. Before making a decision about any of the products and services featured on this website, you should consult with your own independent legal, taxation and financial advisors, who can advise you about your personal circumstances. Conditions, fees and charges apply. Finance is available to approved applicants of Lexus Financial Services, a division of Toyota Finance Australia Limited ABN 48 002 435 181, AFSL and Australian Credit Licence 392536
5.Additional interest charges accrue whenever a balloon final payment option is selected.
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Lexus Financial Services

Photo: Danny Elessad

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Overseas model shown. Australian specifications & features may differ.

Disclaimers
7.Approved applicants only. Terms, conditions, fees and charges apply. A minimum loan term of 12 months applies. The maximum loan term will vary depending on the finance product selected and will be subject to Lexus Financial Services policy and procedure. You may be required to pay a deposit for capacity reasons. Additional interest charges will accrue if you select a balloon final payment option and early termination fees may apply if you elect to make additional repayments during the loan term.
8.The information provided by Lexus Financial Services, a division of Toyota Finance Australia Limited ABN 48 002 435 181, AFSL and Australian Credit Licence 392536 is of a general nature and for information only. Nothing on this website constitutes or should be considered to constitute legal, taxation or financial advice. Before making a decision about any of the products and services featured on this website, you should consult with your own independent legal, taxation and financial advisors, who can advise you about your personal circumstances. The Lexus Financial Services Novated Lease product is administered by Toyota Fleet Management, a division of Toyota Finance Australia Limited ABN 48 002 435 181, ASFL and Australian Credit Licence 392536. A member of the Toyota Group of Companies.

The information provided by Lexus Financial Services, a division of Toyota Finance Australia Limited ABN 48 002 435 181, Australian Credit Licence 392536 is of a general nature and for information only. Nothing on this website constitutes or should be considered to constitute legal, taxation or financial advice. Before making a decision about any of the products and services featured on this website, you should obtain your own independent legal, taxation and financial advice.

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